Every day you use your Malvern Bank debit card at a Malvern-area business during the month of January, you’ll automatically be entered to win one of five $100 gift cards to a local establishment of your choice.
No purchase necessary. To enter without making a purchase, enter in person at the Malvern Bank lobby or by mail. See official rules below for details.
You do not need to be a Malvern Bank customer to win.
From January 1–31, 2026, each day that at least one eligible debit card transaction is processed within the 51551 ZIP code, the cardholder will automatically receive one (1) entry to win one of five (5) $100 gift card prizes.
No purchase necessary to enter or win. A purchase will not increase your chances of winning. To enter without making a purchase, visit the Malvern Bank lobby during regular business hours to submit an entry, or mail a postcard including your name, address, and phone number to: Shop Local, Win Big, P.O. Box 120, Malvern, IA 51551. Mail-in entries must be postmarked by January 31, 2026, and received by February 7, 2026, to be eligible. All entries - debit card, lobby, and mail-in - will be combined. Entries are limited to one (1) per person per day, regardless of method of entry.
Odds of winning depend on the total number of eligible entries received. Entrants must be at least 18 years of age. Employees of Malvern Bank and their immediate family members are not eligible to participate.
Customers who wish to opt out of automatic debit card entries may email contact@malvern.bank with a request to “Opt-Out of Shop Local, Win Big Campaign.” Winners will be selected in a random drawing on February 9, 2026, and notified by phone during the week of February 9, 2026. A list of winners will be available after February 9, 2026, upon request by emailing contact@malvern.bank.
In accordance with IRS regulations, if the total value of prizes received by a winner from the Bank equals or exceeds $600 in a calendar year, the Bank will issue Form 1099-MISC. Winners are responsible for all applicable federal, state, and local taxes associated with the prize.