We strive to provide the best rates for our deposit accounts.
Savings Account Rates
| Product | Min.imum Bal.ance | Int.erest Rate | APY* |
|---|---|---|---|
| Regular Savings | $100.00 | 0.10% | 0.10% |
Checking Account Rates
| Product | Min.imum Bal.ance | Int.erest Rate | APY* |
|---|---|---|---|
| NOW Account | $750.00 | 0.25% | 0.25% |
Money Market Deposit Account Rates
| Product | Min.imum Bal.ance | Int.erest Rate | APY* |
|---|---|---|---|
| Money Market | $2,500.00 | 0.25% | 0.25% |
| Money Market | $0.00 | 0.10% | 0.10% |
Certificate of Deposit Rates**
| Product | Min.imum Bal.ance | Int.erest Rate | APY* |
|---|---|---|---|
| 91 Days | $2,500.00 | 0.15% | 0.15% |
| 182 Days | $2,500.00 | 0.25% | 0.25% |
| 12 Months | $500.00 | 0.40% | 0.40% |
| 18 Months | $1,000.00 | 0.60% | 0.60% |
| 30 Months | $1,000.00 | 0.75% | 0.75% |
| 18 Months IRA (below $25,000) | $0.00 | 0.60% | 0.60% |
| 18 Months IRA ($25,000+) | $25,000.00 | 0.75% | 0.75% |
Rates as of 01/01/2020. Fees may reduce earnings. Each depositor insured to $250,000.00.
Interest rates and annual percentage yield may change at any time for money market accounts, NOW accounts and passbook savings accounts.
* APY is Annual Percentage Yield.
** There is a substantial penalty for early withdrawal for CDs. The penalty is equal to three months’ interest on CDs with a maturity of 12 months or less and a six-month interest penalty for CDs with a maturity of 13-29 months. An interest penalty of 12 months applies for our 30 month CDs. Please contact us with any questions regarding interest penalties!
*** Each IRA depositor insured to $250,000.00.